Category: Mindset

On Renting and Roommates

On Renting and Roommates

One of the interesting things about modern American life is that it’s easy to find conversations and media reports lamenting the plight of any adult who rents their residence or has roommates. What was standard money-saving behavior in college – living in a small-ish, rented space with other human beings – is apparently pitiable if you are past your mid-twenties.

Meanwhile, the advertising machine that is the news media seems determined to convince us that we all need giant luxury living spaces, that wages are plummeting and housing costs are skyrocketing, that people choosing not to buy homes will cause the entire global economy to implode, and of course that Millennials are either to blame for all this or are the helpless victims of all this, depending on which article you read.

Read More Read More

When Adventure Turns Scary

When Adventure Turns Scary

The summer travel season is just around the corner, and so I’ve decided it’s time for a confession.

Let me preface this by saying I have always enjoyed a moderate amount of risk and a high amount of adventure in my life. I’m pretty well-adjusted and emotionally stable. I tend to not dwell too much on the past or think too hard about things that I can’t control.

And yet, a little over a year ago, I completely lost my mental and emotional $#&! because I spent an hour positively sure that I was going to drown in the Straight of Gibraltar.

Read More Read More

The Financial Life of a Computer Engineer

The Financial Life of a Computer Engineer

Our guest post today is from an awesome computer engineer who agreed to share some interesting financial, schooling, work, and investment details from his life so our young people can have a real-life story to consider when contemplating career choices. 

In case you were concerned that our guest-poster is a boring and out of shape nerd who spends his days indoors hunched over a keyboard, you should know that in addition to already kicking ass at personal financial management at the tender age of 28, Mr. Computer Engineer has completed over 10 long-distance running races, summited every single one of the 54 14ers in Colorado, and traveled all over the world to hike, climb, and ski. The photos in this post are his. 

Read More Read More

No-Car Days

No-Car Days

Fun fact: we Americans each spend an average of 293 hours in our vehicles every year. That’s 12+ solid days out of 365. I don’t care how good the music is or how fancy the upholstery is, that’s just way more time than I want to spend sitting in a car during my waking hours.

The hubs and I honestly did pretty well at minimizing our use of cars during 2016 and the first part of 2017 (our oldest has been a decent biker for years, so that helped).

Read More Read More

The Magic of the Non-Budget

The Magic of the Non-Budget

Let me say right off the bat that budgets can be great. Many people find success in their personal financial lives through meticulous budgeting. There are also many different types and varieties of budgeting strategies out there, so there may very well be one that will work amazingly well for your unique financial needs. None of this is intended to talk you out of budgeting if it is something that works for you.

However, I’m finding that not all people who are excited about personal finance are equally excited about traditional budgeting – myself and my husband included.

Read More Read More

Setting Professional Goals

Setting Professional Goals

Two of the things I have found most helpful in my professional life are:
1.  Setting well-defined, detailed goals based on the things that I want for my life.
2.  Literally mapping out my plans for how to get to my goals.

Neither of these should be novel concepts to any of us, but let’s be honest – how many of us actually follow through on things like this?

Read More Read More