Category: Mindset

No-Car Days

No-Car Days

Fun fact: we Americans each spend an average of 293 hours in our vehicles every year. That’s 12+ solid days out of 365. I don’t care how good the music is or how fancy the upholstery is, that’s just way more time than I want to spend sitting in a car during my waking hours.

The hubs and I honestly did pretty well at minimizing our use of cars during 2016 and the first part of 2017 (our oldest has been a decent biker for years, so that helped).

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The Magic of the Non-Budget

The Magic of the Non-Budget

Let me say right off the bat that budgets can be great. Many people find success in their personal financial lives through meticulous budgeting. There are also many different types and varieties of budgeting strategies out there, so there may very well be one that will work amazingly well for your unique financial needs. None of this is intended to talk you out of budgeting if it is something that works for you.

However, I’m finding that not all people who are excited about personal finance are equally excited about traditional budgeting – myself and my husband included.

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Setting Professional Goals

Setting Professional Goals

Two of the things I have found most helpful in my professional life are:
1.  Setting well-defined, detailed goals based on the things that I want for my life.
2.  Literally mapping out my plans for how to get to my goals.

Neither of these should be novel concepts to any of us, but let’s be honest – how many of us actually follow through on things like this?

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How We Got Ready for a Newborn for Under $350

How We Got Ready for a Newborn for Under $350

What Does Getting Ready for a Baby Really Cost?

According to one popular baby website, you can currently expect to spend about $2,000 on everything you “need” for your nursery furnishings. The most reasonable article I could find featuring photographic proof that their nursery wasn’t totally depressing came in around $400 for nursery furnishings (this was on a budget/frugality site).  These nursery set-ups did not include what was spent on clothing, blankets, baby-feeding supplies, diapers, wipes, baby monitors, etc.

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